Website does not offer legal advice

The Content on this Website Is Information Only - it is Not Advice

Thank you for visiting the Website or using the mobile application of PIC Holdings LLC//Soren Law Group, P.A. and/or our affiliates (“PIC,” “we”, “us”, or “our”). These Terms of Use (“Terms of Use” or “Terms”) are a legal and binding agreement between you and PIC Holdings LLC//Soren Law Group, P.A. governing your access to and use of the Website located PropertyInsuranceClaims.com, any websites that PIC Holdings LLC//Soren Law Group, P.A. maintains which link to these terms, and any mobile applications currently in use or as we may introduce from time to time (the website and mobile applications, or any portion thereof, the “Website”). The information contained on the Website is provided for educational and informational purposes only and the contents of the Website are not and should not be construed as legal advice.

The Website(s) is not an offer to perform services on any matter. This Website(s) contains general information from a variety of sources and might not reflect current legal developments, Covid-19, verdicts, or settlements. We update material in our Website to reflect subsequent legal or other developments.

Please read our Disclaimer below, which is incorporated into these Terms, for additional limitations on the use and effect of the Website. This “Terms of Use” outlines the conditions on which the Website is made available to you. Read the Terms of Use carefully. If you use this Website, you are deemed to have agreed to these Terms of Use and are bound by the limited license to use the Website.

We may update, change, modify, or revise these Terms of Use at any time and for any reason. Any changes will become effective upon posting to the Website. Your continued access to and/or use of the Website after any such modifications constitute your acceptance of the Terms of Use as modified. It is your responsibility to review the Terms of Use regularly for updates, changes, and modifications.

PIC Holdings LLC/Soren Law Group, P.A. reserves the right

PIC Holdings LLC/Soren Law Group, P.A. reserves the right to prohibit access, use, conduct, communications, or content that we, in our sole discretion, deem to be harmful to our users, us, our brand, our business partners and licensors, or any other person or entity, or that violates these Terms of Use and/or applicable law. Any unauthorized use automatically terminates and retroactively cancels any and all the license granted to you to use the Website.

This Website is designed to be accessible to and usable by people with and without disabilities. Please call us at 855-500-2524 or contact us at info@SorenLawGroup.com if you encounter an accessibility or usability issue on this Website. We follow W.C.A.G 2.0 protocols.

Viewing the Website or communicating with Website by Internet e-mail or through the Website does not constitute or create an attorney-client relationship with anyone, at anytime, for any reason.

The Website is “AS-IS”. We make no warranties regarding the Website or other online Services or Website(s). We disclaim all warranties of any nature of any kind and only provide the information in its format for educational purposes. There could be errors and other unforeseen circumstances that could contribute to malfunctions and defects. We do not guarantee a perfect Website(s) and conditions and use can be affected by device use, network, carrier, or other unforeseen obstacles.


PIC Holdings LLC//Soren Law Group, P.A. hereby grants you a non-exclusive, non-transferable, revocable, limited right and limited license to access and use the Website solely for your personal use in accordance with these Terms of Use. You shall not, in any way, otherwise copy, reproduce, distribute, transmit, display, perform, reproduce, publish, license, modify, create derivative works from the Website nor, sell, or exploit the Website.

PIC Holdings LLC//Soren Law Group, P.A. may at any time, for any reason, and without notice or liability: (a) modify, suspend, or terminate operation of or access to the Website and related services, or (b) change, revise, or modify the Website and affiliated services.

Your use of the Website is at your own risk.

Confidentiality is Not Guaranteed

Information sent to PIC Holdings LLC//Soren Law Group, P.A. via Internet e-mail, SMS, text, or through the Website is not secure and is accepted on a limited and on a non-confidential basis. PIC Holdings LLCS//Soren Law Group, P.A. takes all reasonable efforts to keep communications and data private, but because of the nature of open Internet communications protocols and the absence of an attorney/client relationship, we cannot promise or guarantee confidentiality. Your Communications with the Website should be considered not private and that there is no CLIENT – ATTORNEY RELATIONSHIP IN ANY WAY.

Ownership and Intellectual Property Rights

The Website and PIC Holdings LLC//Soren Law Group, P.A. any software, systems, technology, and know-how are owned by or licensed to PIC Holdings LLC//Soren Law Group, P.A. and are protected by copyright, trademark, trade dress, patent, and/or other intellectual property rights and proprietary rights. All trademarks, trade names, graphics, logos, and trade dress included in or made available through the Website and Online Services are owned by or licensed to Soren Law Group, P.A. and protected by U.S. and international trademark laws.

Restrictions on Use

You agree not to:

  • misuse the Website
  • use any Spyder or Scrapping technologies on this Website
  • use the Website for any unlawful, fraudulent, or malicious purposes, or to solicit any such activity
  • reproduce any part of the Website in any way
  • distribute, publicly display, or otherwise transfer the Website
  • adapt, alter, modify, reverse engineer, disassemble, or decompile the Website
  • prepare derivative works based on the Website or products
  • violate, infringe, or misappropriate the intellectual property, publicity, privacy, or other proprietary rights of PIC, its licensors, or any other person or entity
  • remove, obscure, or modify any copyright, trademark or other proprietary rights notices, marks or labels contained on or within the Website
  • frame, mirror, or in-line link the Website, or incorporate into another website, application, or other service any other type intellectual property from the Website
  • attempt to gain unauthorized access to any accounts, features, systems, or networks through hacking, password mining, or any other means
  • interfere with any access control measures or attempt to disable or circumvent such security features
  • not put any “code” or other malicious software on the Website
  • post, transmit, submit, or include any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable content, material, or information of any kind, or any content, material, or information that may give rise to criminal or civil liability

No Relationship or Obligation Arises from Use of the Website

Depending on several circumstances and facts, the law differs in every jurisdiction, and you should not rely on any opinion except that of an attorney you have retained, who has a professional duty to advise you after being fully informed of all the pertinent facts, and who is licensed in the applicable state, and is familiar with the applicable law.

Internet subscribers, mobile application users, and online readers should seek professional counsel about their legal rights and remedies. You should not act or refrain from acting on the basis of any information found the Website. Any actions or decisions about your legal rights should be based on the particular facts and circumstances of your situation, and appropriate legal advice from an attorney retained directly by you.

Viewing the Website or communicating with PIC in any way; by Internet e-mail or through the Website does not constitute or create an attorney-client relationship with anyone. The content and features on the Website do not create, and are not intended to create, an attorney-client relationship, and shall not be construed as legal advice. The content and features of the Website, including means to submit a question or information, do not constitute an offer to represent you or otherwise give rise to an attorney/client relationship.

We are Not Responsible for Content

PIC Holdings LLC//Soren Law Group, P.A. may change, remove, or add the material on the Website without notice. This material may contain technical or typographical errors. PIC Holdings LLC//Soren Law Group, P.A. PIC Holdings LLC//Soren Law Group, P.A. assumes no liability or responsibility for any errors or omissions in the contents of the Website.

Limitation on Liability

Under no circumstances shall PIC Holdings LLC//Soren Law Group, P.A or any other party involved in the creation, production or delivery of the Website be liable to you or any other person for any indirect, special, incidental, or consequential damages of any kind arising from your access to, or use of, the Website.

Third-party Websites

The Website contains links to 3rd party websites for the convenience of our users. PIC Holdings LLC//Soren Law Group, P.A. does not endorse any third-party websites and does not imply any association between PIC Holdings LLC//Soren Law Group, P.A. and 3rd party websites. PIC Holdings LLC//Soren Law Group, P.A. does not control these 3rd party websites and cannot represent that their policies and practices will be consistent with our Terms of Use. If you use links to access and use such websites, you do so at your own risk. PIC Holdings LLC//Soren Law Group, P.A. is not responsible for the contents or availability of any linked websites.

3rd party websites links are provided only as a convenience to the recipient. These Terms only apply to the Website and do not apply to any linked websites. We encourage you to read and understand the terms of use of any linked websites that you visit. Links do not imply that we sponsor, endorse, are affiliated with or associated with, or are legally authorized to use any trademark, trade name, service mark, design, logo, symbol, or other copyrighted materials displayed on or accessible through any linked website. 3rd party websites are operated and controlled by others, and we expressly do not endorse or assume any liability for use of any linked Website or digital property. You assume all risk and notice by visiting any 3rd party link or website.

State Advertising Disclosures

Because some material on the Website constitutes lawyer advertising, and the Websites operated by PIC Holdings LLC//Soren Law Group, P.A. may be viewed from anywhere in the United States, particular disclosures are required could be required. We at PIC Holdings LLC//Soren Law Group, P.A. websites and companies make the following disclosures and apply where relevant and applicable.

Florida: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

New York: ATTORNEY ADVERTISING. Prior results do not guarantee a similar outcome.

Texas: Unless otherwise stated, our attorneys claiming certification in an area of law are not certified by the Texas Board of Legal Specialization.

Governing Laws in Case of Dispute; Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, USA, without regard to any choice of law principles. Any and all disputes arising hereunder shall be governed as set forth in the Arbitration section below and the forum for any disputes shall rest solely in Miami-Dade County, Florida.

Submissions of Documents any other Digital Materials

You are solely responsible for any information, content, or material you transmit to or through the Website. You understand that Submissions are considered non-confidential and non-proprietary. In addition, you grant PIC Holdings LLC//Soren Law Group, P.A. an unrestricted, irrevocable, perpetual, transferable, sub-licensable, worldwide, royalty-free license to use, copy, reproduce, display, publish, publicly perform, transmit, and distribute any Submission, without compensation or accounting to you or anyone else.

PIC Holdings LLC//Soren Law Group, P.A. takes no responsibility and assumes no liability for any Submissions to any Website or affiliates Website(s).


Any and all claims by you arising out of or related to the Website(s) or your use thereof may be resolved only through a binding arbitration proceeding to be conducted under the auspices of the Commercial Arbitration Rules of the American Arbitration Association in Miami-Dade County, Florida. Both your agreement to arbitrate all controversies, disputes and claims, and the results and awards rendered through the arbitration, will be final and binding on you and may be specifically enforced by legal proceedings.

Arbitration will be the sole means of resolving such controversies, disputes, and claims, and you waive your rights to resolve such controversies, disputes and claims by court proceedings or any other means. You agree that judgment may be entered on the award in any court of competent jurisdiction and, therefore, any award rendered shall be binding. The arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding.

You understand that by agreeing to arbitration as a mechanism to resolve all controversies, disputes and claims between us, you are waiving certain rights, including the right to bring an action in court, the right to a jury trial, the right to broad discovery, and the right to an appeal. Arbitration is final forum for disputes.

International Use

The Website(s)that are controlled, operated, and administered by PIC Holdings LLC//Soren Law Group, P.A. from offices within the United States of America and is only intended for use therein. We make no representation regarding use of the Website outside of the United States.

Other Terms

PIC Holdings LLC//Soren Law Group, P.A. may, in its sole discretion and without prior notice, block and/or terminate your access to the Website and if we determine that you have violated these Terms of Use or other terms or agreements or that may be associated therewith or if you use the Website in a way that we deem, in our sole discretion, to be an unacceptable use.

If, for any reason, our Terms of Use, our Privacy Policy, or any portion thereof to be unenforceable, such provision shall be enforced to the maximum extent permissible so as to give the intended effect thereof, and the remainder of these Terms of Use and Privacy Policy shall continue in full force and effect.

PIC’s failure to act with respect to a breach by you or others does not waive our right to act with respect to that breach or subsequent or similar breaches. No consent or waiver of our rights hereof will be deemed effective unless in writing.


Copyright ©2020 - PIC Holdings LLC//Soren Law Group, P.A. All rights reserved. All materials presented on this Website are copyrighted and owned by PIC Holdings LLC//Soren Law Group, P.A., unless in the public domain or attributed to another source. Any republication, retransmission, reproduction, downloading, storing or distribution of all or part of any materials found on this Website is expressly prohibited.

Updated August 5, 2020